The 50/30/20 Budget

The 50/30/20 Budget

Why Budget? Let’s start with the why before we get into the how. The most common reason to have a budget (and actually follow it) is to pay off debt and save more money. This is why we budget. We’ve got big goals and want to make sure we’re moving...
How To Get Rid Of Money Stress

How To Get Rid Of Money Stress

Money Stress If I told you I had a pill that would get rid of, or at least significantly reduce your money stress, would you take it? Did you just yell “YES!” at your computer screen? I have that pill. Actually, it’s just two words. Are you ready? Emergency fund. I...
Free Money: High-Yield Savings Accounts

Free Money: High-Yield Savings Accounts

What Is A High-Yield Savings Account? Very simply, a high-yield savings account is a bank account that earns a much higher interest rate than a traditional savings or checking account. Loosely translated: more free money for you. Why Do Banks Pay Interest? Banks use...
What Do I Need To File My Taxes?

What Do I Need To File My Taxes?

I am not a CPA or tax professional.  This article is for informational purposes only and should not be used as professional tax advice.  The links included in this article are to the IRS.gov instructions for each form and provide additional details and guidelines....
How Coronavirus Is Changing Your Money

How Coronavirus Is Changing Your Money

UPDATE: March 27, 2020 The President signed the massive $2 trillion (with a T) bill that’s going to put money in your hands. You don’t sign up or have to do anything.  Anyone who tells you they need your information to send you money is LYING and ITS A...
How To Retire Before 40

How To Retire Before 40

How To Retire Before 40 The answer is not hitting the lottery or having a fat trust fund.  If you want to retire before you turn 40, you’re going to have to be very intentional about it. It absolutely can be done, and it does not have to suck. You also...
How To Calculate Your Savings Rate

How To Calculate Your Savings Rate

This post may contain affiliate links.  For more information, see my disclosure policy here. What Is A Savings Rate? Very simply, your savings rate is how much money you save instead of spend, as a percentage of your income.  Your savings rate tells you the percentage...
The Ultimate College Hack

The Ultimate College Hack

I know about the ultimate college hack Really, it’s a life hack. Let me paint you a picture. What if you could go to college and get a great education for zero dollars. Then, after you graduate (without mountains of student loan debt) you’re guaranteed a...
Is Money Evil?

Is Money Evil?

Is Money Really Evil? You’ve probably heard before that money is the root of all evil. A solid case can certainly be made for the argument.  There are plenty of examples of people doing perfectly shitty things to get more money. This has happened since the...

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